?? ??? ??? ???? ???? ???? ??? ???? ??? ?????? ???? ??????????? ???? ???????????? ??? ????????????? ???? ???????????? ???? ?????????????? ??? ?? ?? ?? wu2198 ??? ??? ??? ??? ??? ???? ???? ???? ?????? ??? ??? ???? ???? ???? ??? ???? ??? ???Also, BTN is creating its lender Business and it has signed a memorandum of being familiar with with the housing